<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:georss='http://www.georss.org/georss' xmlns:gd='http://schemas.google.com/g/2005' xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-2162330824784776732</id><updated>2011-07-31T03:18:10.688-07:00</updated><title type='text'>HQ Real Estate and Investment, LLC</title><subtitle type='html'>HQ Real Estate and Investment, LLC blog is your source for interesting information related to the world of real estate and investing.</subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://hqrealestate.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2162330824784776732/posts/default?max-results=100'/><link rel='alternate' type='text/html' href='http://hqrealestate.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><author><name>Fred and Heather</name><uri>http://www.blogger.com/profile/03475523192901073872</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>12</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>100</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-2162330824784776732.post-8093431498229239709</id><published>2010-02-01T11:55:00.000-08:00</published><updated>2010-02-01T11:56:28.971-08:00</updated><title type='text'>Waking Up with The Right Perspective</title><content type='html'>How do you begin your day? Does the alarm jolt you out of bed? Or is it the call of your dog’s bladder as he runs his icy nose across your arm and rousts you out of bed to open the door? Maybe its the sounds of your kids fighting over the last bowl of Cocoa Puffs or that spousal reminder for the 20th time to “Don’t forget” some important thing you must pick up or else the world will end as you know it.&lt;br /&gt;&lt;br /&gt;In this moment, this “right now” moment, your entire day is predicated. How will you respond?&lt;br /&gt;&lt;br /&gt;On Saturday’s Unlock Your Wealth Radio show we talked about keeping our passions in perspective at every given moment, not just when it comes to our money, bills and personal finances. It would be very easy to lash out at any one or more of these scenarios as they are all “straw breaking the camel’s back” eligible in my opinion. We still have to get vertical, address all these things plus get our ownselves to work as well. If we allow a biochemical dump to occur and sour our stomachs first thing in the morning by reacting emotionally charged, what does that do for the rest of our day? What tone will that set for you and your family about mornings? More important, what long term detrimental effects will it have on your health, marriage, wealth, finances and family?&lt;br /&gt;&lt;br /&gt;On Saturday’s Unlock Your Wealth Radio broadcast we offered this theory, between stimulus and response there is a space. In this space is your power to choose an appropriate response. Before you choose, think about this: communication is 100% your responsibility, NOT to get your point across, rather to elicit the right result. Now, does that statement change the choice you had in mind originally? Why or why not?&lt;br /&gt;&lt;br /&gt;What would you choose in that space? What did you choose this morning? How did that work out for you? What did you learn?&lt;br /&gt;&lt;br /&gt;These are not rhetorical questions. Please share your answers by posting to this blog.&lt;br /&gt;&lt;br /&gt;Happiness is a choice not a circumstance some have and others do not. If you are not choosing happiness daily, hourly, minute by precious minute, why?&lt;br /&gt;&lt;br /&gt;To your financial independence,&lt;br /&gt;&lt;br /&gt;Heather Wagenhals&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2162330824784776732-8093431498229239709?l=hqrealestate.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://hqrealestate.blogspot.com/feeds/8093431498229239709/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2162330824784776732&amp;postID=8093431498229239709' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2162330824784776732/posts/default/8093431498229239709'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2162330824784776732/posts/default/8093431498229239709'/><link rel='alternate' type='text/html' href='http://hqrealestate.blogspot.com/2010/02/waking-up-with-right-perspective.html' title='Waking Up with The Right Perspective'/><author><name>Fred and Heather</name><uri>http://www.blogger.com/profile/03475523192901073872</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2162330824784776732.post-4628355762348245113</id><published>2009-05-22T12:04:00.001-07:00</published><updated>2009-05-22T12:04:34.907-07:00</updated><title type='text'></title><content type='html'>Subscribe to our ezine for free money tips and a sneak peak to the show! &lt;a href="http://www.unlockyouweathradio.elitewizard.com/index.html"&gt;http://www.unlockyouweathradio.elitewizard.com/index.html&lt;/a&gt;&lt;br&gt;&lt;br&gt;Ciao *~HDub~*&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2162330824784776732-4628355762348245113?l=hqrealestate.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://hqrealestate.blogspot.com/feeds/4628355762348245113/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2162330824784776732&amp;postID=4628355762348245113' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2162330824784776732/posts/default/4628355762348245113'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2162330824784776732/posts/default/4628355762348245113'/><link rel='alternate' type='text/html' href='http://hqrealestate.blogspot.com/2009/05/subscribe-to-our-ezine-for-free-money.html' title=''/><author><name>Fred and Heather</name><uri>http://www.blogger.com/profile/03475523192901073872</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2162330824784776732.post-676006726068404731</id><published>2009-05-22T11:39:00.001-07:00</published><updated>2009-05-22T11:39:13.853-07:00</updated><title type='text'></title><content type='html'>Well, its been a crazy month at our brokerage. Whoever says real estate stinks right now, clearly isn&amp;#39;t working. Our new rock star realtor Brandon Mullan ( &lt;a href="mailto:bm@hqregroup.com"&gt;bm@hqregroup.com&lt;/a&gt; ) is kicking some tail with 5 closings in his second month at the game. He is bright and very customer service orientes. Plus being younger, he is very adept at the technology side of things and is the greatest emarketer I have seen. We have added to our staff and as aresult, I will be able to do more writing and training seminars in addition to the radio show. In just a short period of time we are now the number 4 finance show and inside the top one hundred most popular shows on BTR out of 10,000!!! Check it out now at &lt;a href="http://www.blogtalkradio.com/unlockyourwealth"&gt;www.blogtalkradio.com/unlockyourwealth&lt;/a&gt; .&lt;br&gt;&lt;br&gt;You can sign up for our ezine and tweets too. For Money May we are tweeting financial tips and show promos too. You can follow our tweets at &lt;a href="http://www.twitter.com"&gt;www.twitter.com&lt;/a&gt; @unlockyrwealth. &lt;br&gt;&lt;br&gt;Ciao *~HDub~*&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2162330824784776732-676006726068404731?l=hqrealestate.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://hqrealestate.blogspot.com/feeds/676006726068404731/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2162330824784776732&amp;postID=676006726068404731' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2162330824784776732/posts/default/676006726068404731'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2162330824784776732/posts/default/676006726068404731'/><link rel='alternate' type='text/html' href='http://hqrealestate.blogspot.com/2009/05/well-its-been-crazy-month-at-our.html' title=''/><author><name>Fred and Heather</name><uri>http://www.blogger.com/profile/03475523192901073872</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2162330824784776732.post-8000929811671251669</id><published>2009-04-17T12:00:00.001-07:00</published><updated>2009-04-17T12:00:57.997-07:00</updated><title type='text'></title><content type='html'>My last class for a new designation for CRMS Certified Risk Management Specialist is really provacative today. We are talking about agency law and the standard of care. We are currently on the subject of buyer broker agreements and why they are so important to the buyer to receive the full benefit of all a real estate professionals legal and ethical obligations. Without one in place, the agent may or may not be held accountable for his lack of care and professionalism.&lt;br&gt;&lt;br&gt;Ciao *~HDub~*&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2162330824784776732-8000929811671251669?l=hqrealestate.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://hqrealestate.blogspot.com/feeds/8000929811671251669/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2162330824784776732&amp;postID=8000929811671251669' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2162330824784776732/posts/default/8000929811671251669'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2162330824784776732/posts/default/8000929811671251669'/><link rel='alternate' type='text/html' href='http://hqrealestate.blogspot.com/2009/04/my-last-class-for-new-designation-for.html' title=''/><author><name>Fred and Heather</name><uri>http://www.blogger.com/profile/03475523192901073872</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2162330824784776732.post-7220470460923932197</id><published>2009-04-16T06:38:00.001-07:00</published><updated>2009-04-16T06:38:30.408-07:00</updated><title type='text'></title><content type='html'>So much for the market being down, after only his second week in the real estate business he has already written 30+ contracts, has 3 accepted offers and a new relocation client to boot. Life is all what you make of it folks. You can listen to the horror stories on the news about the economy and choose to believe that the world&amp;#39;s gonna end or, you can take heed and address and live your life according to YOUR rules and make the most out of what you have. Whatever you focus on, you will bring to fruition. Norman Vincent Peale wrote about himself, &amp;quot;Happiness is a choice...so I choose to be happy&amp;quot;&lt;br&gt;&lt;br&gt;Yes, it is that simple. So...what will you choose today?&lt;br&gt;&lt;br&gt;Ciao *~HDub~*&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2162330824784776732-7220470460923932197?l=hqrealestate.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://hqrealestate.blogspot.com/feeds/7220470460923932197/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2162330824784776732&amp;postID=7220470460923932197' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2162330824784776732/posts/default/7220470460923932197'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2162330824784776732/posts/default/7220470460923932197'/><link rel='alternate' type='text/html' href='http://hqrealestate.blogspot.com/2009/04/so-much-for-market-being-down-after.html' title=''/><author><name>Fred and Heather</name><uri>http://www.blogger.com/profile/03475523192901073872</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2162330824784776732.post-5645367829364374476</id><published>2009-04-14T19:48:00.001-07:00</published><updated>2009-04-14T19:48:44.194-07:00</updated><title type='text'></title><content type='html'>I am just winding up our real estate day by faxing the last of 20 offers for one investor. Have you run out of cash??? Tap your retirement tax free using a self directed IRA. Don&amp;#39;t know how you say? Call brandon Mullan my new hot shot realtor at HQRE and he will guide you through the process to begin using those wall street beaten funds for something tangible. Office phone is 480-522-1066 extension 2.&lt;br&gt;&lt;br&gt;Ciao *~HDub~*&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2162330824784776732-5645367829364374476?l=hqrealestate.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://hqrealestate.blogspot.com/feeds/5645367829364374476/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2162330824784776732&amp;postID=5645367829364374476' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2162330824784776732/posts/default/5645367829364374476'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2162330824784776732/posts/default/5645367829364374476'/><link rel='alternate' type='text/html' href='http://hqrealestate.blogspot.com/2009/04/i-am-just-winding-up-our-real-estate.html' title=''/><author><name>Fred and Heather</name><uri>http://www.blogger.com/profile/03475523192901073872</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2162330824784776732.post-4271252425179428158</id><published>2009-04-14T15:51:00.000-07:00</published><updated>2009-04-14T16:03:55.228-07:00</updated><title type='text'>Past the Dry Spell</title><content type='html'>So we are staffed up and ready to rock and roll. I have eliminated all excuses for not blogging on a regular basis anymore. The ezine is well underway and if you are interested in subscribing to the e-zine just drop us an e-mail at &lt;a href="mailto:e-zine@unlockyourwealth.com"&gt;e-zine@unlockyourwealth.com&lt;/a&gt; and put "sign me up" in the subject line.&lt;br /&gt;If you e-mail us today or tomorrow before noon we can include you in this weeks issue.&lt;br /&gt;&lt;br /&gt;In addition to being staffed up, I am all teched up too with my new Dragon naturally speaking transcription software. Now I'll be able to dictate the blogs and get them out much faster than in the past.&lt;br /&gt;&lt;br /&gt;We are in interesting times people or reaching from money management techniques like never before, everyone seems to need to have a leg up even though this economy we are currently experiencing isn't the worst we've ever had. With a lack of confidence in our country's leadership in watching the continual bumbling in our legislature with regards to Wall Street and Main Street people are looking for a new solution which is different from what we were taught are brought up to think about.&lt;br /&gt;&lt;br /&gt;There's a few more things that need to be finished today before we put out the e-zine tomorrow so I will bid you a fond farewell for now.&lt;br /&gt;&lt;br /&gt;Ciao. H. dub&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2162330824784776732-4271252425179428158?l=hqrealestate.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://hqrealestate.blogspot.com/feeds/4271252425179428158/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2162330824784776732&amp;postID=4271252425179428158' title='1 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2162330824784776732/posts/default/4271252425179428158'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2162330824784776732/posts/default/4271252425179428158'/><link rel='alternate' type='text/html' href='http://hqrealestate.blogspot.com/2009/04/past-dry-spell.html' title='Past the Dry Spell'/><author><name>Fred and Heather</name><uri>http://www.blogger.com/profile/03475523192901073872</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>1</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2162330824784776732.post-7142460436924029951</id><published>2009-04-01T11:51:00.000-07:00</published><updated>2009-04-14T15:50:28.245-07:00</updated><title type='text'>Financial Literacy Month IS now</title><content type='html'>Greetings everyone and welcome to National Financial Literacy month. As you know the Radio Show is in full swing and this week we have famous Author and appointee to the President's Council on Financial Literacy Sharon Lechter as well as NLP Trainer of Tony Robbin's fame Bill Thomason to help us get started with the Keys To Riches(TM) as we start over with the first key again the April 4th.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2162330824784776732-7142460436924029951?l=hqrealestate.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://hqrealestate.blogspot.com/feeds/7142460436924029951/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2162330824784776732&amp;postID=7142460436924029951' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2162330824784776732/posts/default/7142460436924029951'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2162330824784776732/posts/default/7142460436924029951'/><link rel='alternate' type='text/html' href='http://hqrealestate.blogspot.com/2009/04/financial-literacy-month-is-now.html' title='Financial Literacy Month IS now'/><author><name>Fred and Heather</name><uri>http://www.blogger.com/profile/03475523192901073872</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2162330824784776732.post-636807227228337701</id><published>2008-12-16T22:36:00.000-08:00</published><updated>2008-12-16T22:38:14.684-08:00</updated><title type='text'>Uh...zero percent interest rates????</title><content type='html'>The Fed has really disgusted me today. To get the full groove of what I am blogging , where did they learn economics, Cracker Jack Box University? My free toy inside was always a tattoo. This is what caused the problems before, too much money in circulation. There is still a cost to doing business and banks will not go below a certain threshold anyway. Grrrr. Don't get me started on the regulating of credit cards either!!! Check out my other sites too &lt;a href="http://www.heatherwagenhals.com/"&gt;http://www.heatherwagenhals.com/&lt;/a&gt; Ciao for Now!!! H-Dub&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2162330824784776732-636807227228337701?l=hqrealestate.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://hqrealestate.blogspot.com/feeds/636807227228337701/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2162330824784776732&amp;postID=636807227228337701' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2162330824784776732/posts/default/636807227228337701'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2162330824784776732/posts/default/636807227228337701'/><link rel='alternate' type='text/html' href='http://hqrealestate.blogspot.com/2008/12/fed-has-really-disgusted-me-today.html' title='Uh...zero percent interest rates????'/><author><name>Fred and Heather</name><uri>http://www.blogger.com/profile/03475523192901073872</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2162330824784776732.post-3529795755424040801</id><published>2008-11-24T08:58:00.000-08:00</published><updated>2008-11-24T09:05:54.533-08:00</updated><title type='text'>Thoughts about NAR Stats</title><content type='html'>The largest sales gain during the third quarter was in Arizona, up 28.3 percent from the second quarter, followed by California which rose 28.1 percent and Nevada, up 26.2 percent.-From &lt;span class="blsp-spelling-error" id="SPELLING_ERROR_0"&gt;NAR&lt;/span&gt; Friday&lt;br /&gt;&lt;br /&gt;We are not in a market crisis anymore. Granted 38% of our &lt;span class="blsp-spelling-corrected" id="SPELLING_ERROR_1"&gt;home sales&lt;/span&gt; are from distressed or bank-owned properties but our home prices in certain &lt;span class="blsp-spelling-corrected" id="SPELLING_ERROR_2"&gt;zip codes&lt;/span&gt; and price points are stabilizing.&lt;br /&gt;&lt;br /&gt;If you attended my presentation at Glendale Community College you heard me say that a market correction is a good thing. On my radio show almost 5 years ago I predicted that the mortgage meltdown would be more devastating and widespread than any real estate value bubble. Here is why I feel we needed this value correction in a nutshell because I need to leave for a lunch meeting: as a service-driven economy our median income was not in line with our median home price...not even close and a 9% drop in value just starts to &lt;span class="blsp-spelling-corrected" id="SPELLING_ERROR_3"&gt;correct&lt;/span&gt; that disparity. I will expound on this idea later, I just wanted to through this out to all my twitter peeps (&lt;span class="blsp-spelling-error" id="SPELLING_ERROR_4"&gt;HeatherWags&lt;/span&gt; if you want to follow) and website followers in addition to all of the loyal blog fans &lt;a href="http://www.hqrealestateandinvestment.com/"&gt;www.hqrealestateandinvestment.com&lt;/a&gt; .&lt;br /&gt;&lt;br /&gt;Ciao for NOW!!!&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2162330824784776732-3529795755424040801?l=hqrealestate.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://hqrealestate.blogspot.com/feeds/3529795755424040801/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2162330824784776732&amp;postID=3529795755424040801' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2162330824784776732/posts/default/3529795755424040801'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2162330824784776732/posts/default/3529795755424040801'/><link rel='alternate' type='text/html' href='http://hqrealestate.blogspot.com/2008/11/thoughts-about-nar-stats.html' title='Thoughts about NAR Stats'/><author><name>Fred and Heather</name><uri>http://www.blogger.com/profile/03475523192901073872</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2162330824784776732.post-4055397034797682175</id><published>2008-11-19T15:34:00.000-08:00</published><updated>2008-11-19T16:52:12.857-08:00</updated><title type='text'>GCC Spealing event tonight</title><content type='html'>I am so excitied to have been asked back to Glendale Community College to speak again. Tonight the topic is financial education and you all know from following this blog that is my priority. For some reason the other postings have not shown according to some of you who subscribe so we are looking in to that right now. You may attend tonight's event at 59th Avenue and Olive, 7p.m.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2162330824784776732-4055397034797682175?l=hqrealestate.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://hqrealestate.blogspot.com/feeds/4055397034797682175/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2162330824784776732&amp;postID=4055397034797682175' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2162330824784776732/posts/default/4055397034797682175'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2162330824784776732/posts/default/4055397034797682175'/><link rel='alternate' type='text/html' href='http://hqrealestate.blogspot.com/2008/11/gcc-spealing-event-tonight.html' title='GCC Spealing event tonight'/><author><name>Fred and Heather</name><uri>http://www.blogger.com/profile/03475523192901073872</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2162330824784776732.post-5405816395039735520</id><published>2008-09-29T15:31:00.001-07:00</published><updated>2008-09-29T16:27:28.100-07:00</updated><title type='text'>Market Free Fall September 29th</title><content type='html'>So, what an incredible day to begin blogging for my latest adventure, starting a full service real estate company, HQ Real Estate and Investment, LLC, in one of the supposed worst markets/economy ever (state of economy at present) in one of the most overvalued (not my words) markets (Phoenix and Scottsdale, Arizona) around. I am not deterred by that and neither should you be and I will explain why shortly.&lt;br /&gt;&lt;br /&gt;In the words of my new husband, "The honeymoon is over and it is time to get to work!" This current crisis in the litany of crises we have been negotiating over the last year or so is not reason to panic, but reason to begin if not continue practicing the Keys To Riches(TM) we went over on the radio show I hosted a couple of years back. If you are not familiar with the Keys please surf over after you finish this blog and acquaint yourselves with the financial concepts and opportunities available for you to turn your life around at &lt;a href="http://www.keystoriches.com/"&gt;http://www.keystoriches.com/&lt;/a&gt; . We should have the archived broadcasts from the Unlock Your Wealth(R) with Heather Quintero uploaded and available for pod casting within the week. We are preparing to relaunch the show in January of 2009 but in addition to blogging I will also be doing some pod casting for your enjoyment and edification until then.&lt;br /&gt;&lt;br /&gt;Today I am not going to pontificate ad nauseam because all of the pundits are already saying I told you so in their own words. I will share with you this opinion about why it is a good thing and a bad thing the bailout package did not pass:&lt;br /&gt;&lt;br /&gt;The good reason for the bailout package not passing is this:&lt;br /&gt;Just as a perpetually spoiled child that never suffers consequences for their inappropriate behavior and whenever trouble besets them momma and papa bear are there to bail them out, they NEVER learn what is appropriate because they know inherently that they don't have to as the mama/papa bear safety net is there to fix things every stinking time.&lt;br /&gt;&lt;br /&gt;So goes the market, if we let business believe they can operate with reckless abandon and government will just bail them out if they mess up, they have no incentive to perform and behave appropriately because they don't have to either.&lt;br /&gt;&lt;br /&gt;Yes it is unfortunate that folks will lose money, yes it will cause a distinct change in the way we live day to day for a while, but that is why the stock market in not insured and we are all aware of the risks associated with investing in the stock market. No one complained when they were receiving 20%+ returns, no one gave their money back saying they made too much this quarter, year after year.&lt;br /&gt;&lt;br /&gt;The bad reason is this:&lt;br /&gt;&lt;br /&gt;We sold a lot of that crap overseas and borrowed foreign money to shore up our markets when we were in denial about what was happening and as a result our markets are going to bust some foreign countries financially and not all of them were our best allies if you know what I mean. Our foreign relations cannot take another international hit and have this banking fiasco fuel international resentment towards our already waning international popularity.&lt;br /&gt;&lt;br /&gt;That being said, I believe we need to let the market figure out what to do with this big mega empires whether it is to chop them up and sell them off, I am not totally for sure, but we do need to figure out how to create stability in the foreign markets that bet on us and lost.&lt;br /&gt;&lt;br /&gt;Why this should not deter you? Simple, people will still need to live, work, play, move up, downsize, transfer, retire and relocate just like they did and if you take a good long look at the numbers that are coming out of Arizona and not just the hyperbole, you will know we are riding high market-wise in many sectors.&lt;br /&gt;&lt;br /&gt;Let that sink in and I will give you more food for thought later.&lt;br /&gt;&lt;br /&gt;Ciao for now,&lt;br /&gt;&lt;br /&gt;Heather Wagenhals&lt;br /&gt;Designated Broker&lt;br /&gt;&lt;a href="http://www.hqrealestateandinvestment.com/"&gt;HQ Real Estate and Investment, LLC&lt;/a&gt;&lt;br /&gt;Buy and Sell Real Estate in a whole New way!&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2162330824784776732-5405816395039735520?l=hqrealestate.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://hqrealestate.blogspot.com/feeds/5405816395039735520/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2162330824784776732&amp;postID=5405816395039735520' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2162330824784776732/posts/default/5405816395039735520'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2162330824784776732/posts/default/5405816395039735520'/><link rel='alternate' type='text/html' href='http://hqrealestate.blogspot.com/2008/09/market-free-fall-september-29th.html' title='Market Free Fall September 29th'/><author><name>Fred and Heather</name><uri>http://www.blogger.com/profile/03475523192901073872</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry></feed>
